---
title: "I’m experiencing financial difficulties. What are my options?"
description: "If you're facing financial difficulties, Circular is committed to working with you to find a solution that helps manage your payments more effectively. We offer several options to assist you, tailored on a case-by-case basis. Here are some of the ways we can support you:"
canonical_url: "https://learn.nowcircular.com/articles/im-experiencing-financial-difficulties-what-are-my-options-KfozDnX12x"
md_url: "https://learn.nowcircular.com/articles/im-experiencing-financial-difficulties-what-are-my-options-KfozDnX12x.md"
---
# I’m experiencing financial difficulties. What are my options?

If you're facing financial difficulties, Circular is committed to working with you to find a solution that helps manage your payments more effectively. We offer several options to assist you, tailored on a case-by-case basis. Here are some of the ways we can support you:

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1. **One-Time Change of Payment Date:** We can adjust your next payment date once, without incurring a late payment fee, to provide temporary relief.
2. **Returning the Device:** If continuing with the subscription is unsustainable, you have the option to return your device to Circular. This can help reduce or partly waive your overdue subscription fees.

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We encourage you to reach out to us by [submitting this form](https://form.fillout.com/t/4wwrqZzdB2us) or by sending an email to [help_sg@nowcircular.com](mailto:or by sending an email to) as soon as you recognise financial challenges. The sooner we're aware, the more effectively we can work together to devise a plan that suits your specific situation, helping you stay on track with your payments while minimising financial stress.